Thankful to be funding loans!

Thankful to be funding loans!

I thought it would be appropriate this week to say a quick thank you to the mortgage business for allowing me make it through a turbulent couple of years. I believe the saying “If it does not kill you it makes you stronger.” The mortgage cleansing process that has taken place over the last couple of years has actually made the professional environment much better for the consumer.

Many loan originators have left the business due to the “slow- down” of the industry. I was once told that selling loans in 2005 was like shooting fish in a barrel. At that time, I was insulted. In retrospect, it was a correct statement.

FACT: The mortgage business is booming with well qualified applicants both looking to purchase new homes and refinance into historically low interest rates. The current mortgage environment still has a robust product mix of FHA, VA, Conventional, Jumbo, and Interest Only loans. All “exotic” aka “hybrid” aka “stated” aka “liar loans” have been discontinued.

Have a Happy Thanksgiving!

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