Lending San Diego was created to educate both current and future San Diego homeowners on mortgage news that matters to them most. The site will discuss the ever-changing mortgage world and focus specifically on San Diego.
Latest San Diego Mortgage News

Great Week for Mortgage Rates!


Where is the Carmel Valley Market Headed?

carmel valley

Super Bowl Sunday has past. The Olympics are over. Now it’s Real Estate Time! What does that mean for Carmel Valley?  Let’s take a look at some key factors: Year over year appreciation in Carmel Valley (92130 zip code) stands at 15%. Average market times are 32 days – down from 61 days. The numbers […]

Rates Drop: Now’s The Time to Refinance

A big rally in the bond market has resulted in a sharp drop in mortgage rates. For the week ended Feb. 6, average 30-year fixed rate loans were 4.23%, down from 4.53% at the end of 2013. While this is still higher than the all-time lows seen in 2012, it’s still a great opportunity for […]

Get the ‘Tax Forgiveness Act’ Reinstated


The 2007 Homeowners Tax Exemption for Mortgage Debt Relief Act expired on December 31, 2013 and as of yet is still off the table. Congress originally passed the Mortgage Forgiveness Debt Relief Act to help people who were down on their luck financially because of the loss of their homes. The concern was well placed. […]

Interest Rates Are Heading Lower Says Financial Research Expert

The 10-year Treasury yield has climbed to 2.75% – a 1% increase during the past six months alone. This has led some market observers to say the Treasury yield is dying, but Gary Shilling, president of A. Gary Shilling & Co., disagrees. In the video above he tells The Daily Ticker that Treasury yields are […]

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