Lending San Diego was created to educate both current and future San Diego homeowners on mortgage news that matters to them most. The site will discuss the ever-changing mortgage world and focus specifically on San Diego.
Latest San Diego Mortgage News

San Diego Expansion Unanimously Approved

Earlier today, the California Coastal Commission voted unanimously to approve the San Diego Unified Port District Port Master Plan Amendment for the expansion of the San Diego Convention Center and Hilton San Diego Bayfront Hotel Expansion. The approval stood as the last permitting requirement for the $520 convention center expansion project to move forward. Upon completion, […]

How the Government Shutdown Affects the Mortgage Market

With the government shutdown, starting last week, it’s important to know that there may be delays in your mortgage funding: The vast majority of mortgages made are backed by Fannie Mae, Freddie Mac or by the Federal Housing Administration, a Government agency. Fannie and Freddie aren’t affected by the shutdown. While the FHA is still […]

San Diego Mortgage Rates Going Down


The Federal Reserve decided today to not taper and continue buying Mortgage Backed Securities.  The result was a big improvement in mortgage rates.  Below is a more detailed breakdown on why mortgage rates dropped today by over .25%: The FED just voted to keep the benchmark rate at 0% – .25%.  The QE3 tapering fears […]

What Happened to Mortgage Rates This Summer?

This summer the yield for ten year Treasury notes rose to within striking distance of 3%. As a result mortgage rates jumped nearly 1% in a single day: the largest one day jump in nearly forty years. The reason was an improving economic outlook in Europe and China coupled with the lowest U.S. unemployment claims […]

Carmel Valley Home Prices are Rising

carmel valley

Have They Finally Risen Enough To Meet Buyer Demand? by Carmel Valley Real Estate Agent, Stacy Boodman When you talk to agents with listings on the market in Carmel Valley right now, you are starting to hear new news … prices have risen in response to market demand and we’re beginning to see market times […]

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