San Diego Mortgage Calculators

Monthly housing payment calculator

Loan Cost--You enter the interest rate of your loan, the points and costs and the loan amount. It figures the rest.

Balloon Mortgage Calculator--These days 5/25 and 7/23 convertible balloon mortgages are getting more popular since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years. The risk, of course, is what happens after the initial fixed period is over and you have the possibility of converting your loan. Here is a calculator, so try to answer those questions...

Bi-Weekly Mortgage Calculator

Loan Calculator--Here you tell how much you want to spend each month, an interest rate and a loan amount, and the computer tells you how long it will take you to pay it off!

Compound Interest--This calculator simply takes the final amount you want to earn given an initial investment for a duration of time, and finds the required annual yield you would need to achieve that goal.

Will prepaying change my loan?

Down-payment Assistance Calculator

Mortgage Qualification Income--The calculator will try to calculate what kind of income lenders will expect you to be making to qualify for the specific values. Property tax and home insurance numbers vary greatly by region and construction type.

Nominal and Effective Interest Rates--Calculate what rates are necessary to achieve a desired future value amount given a present value amount and the time period over which to compound your investment.

Maximmum Gift Contribution

Credit Score Calculator

Investment/Rental Property Calculator--A guide to possible financial outcomes of the purchase and renting of an investment property.

Down Paymant Calculator